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Gork Boneman
07-30-2006, 11:44 AM
A Riverside, CA, lawyer purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month having smoked her entire stockpile of these great cigars and without yet having made even her first premium payment on the policy, the lawyer filed claim against the insurance company. In her claim, the lawyer stated the cigars were lost "in a series of small fires." The insurance company refused to pay, citing the obvious reason: that the woman had consumed the cigars in the normal fashion.

The lawyer sued...and won!

In delivering the ruling the judge agreed with the insurance company that the claim was frivolous. The Judge stated nevertheless, that the lawyer held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable fire, and was obligated to pay the claim.

Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for her loss of the rare cigars lost in the "fires."

NOW FOR THE BEST PART...

After the lawyer cashed the check, the insurance company had her arrested on 24 counts of ARSON!!! With her own insurance claim and testimony from the previous case being used against her, the lawyer was convicted of intentionally burning her insured property and was sentenced to 24 months in jail and a $24,000 fine.

This is a true story and was the 1st place winner in the recent Criminal Lawyers Award Contest.

/Oh, I edited the lawyer's name and location for shits and giggles...

KungFuJesus
07-30-2006, 11:54 AM
A Riverside, CA, lawyer purchased a box of very rare and expensive cigars, then insured them against fire among other things. Within a month having smoked her entire stockpile of these great cigars and without yet having made even her first premium payment on the policy, the lawyer filed claim against the insurance company. In her claim, the lawyer stated the cigars were lost "in a series of small fires." The insurance company refused to pay, citing the obvious reason: that the woman had consumed the cigars in the normal fashion.

The lawyer sued...and won!

In delivering the ruling the judge agreed with the insurance company that the claim was frivolous. The Judge stated nevertheless, that the lawyer held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable fire, and was obligated to pay the claim.

Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for her loss of the rare cigars lost in the "fires."

NOW FOR THE BEST PART...

After the lawyer cashed the check, the insurance company had her arrested on 24 counts of ARSON!!! With her own insurance claim and testimony from the previous case being used against her, the lawyer was convicted of intentionally burning her insured property and was sentenced to 24 months in jail and a $24,000 fine.

This is a true story and was the 1st place winner in the recent Criminal Lawyers Award Contest.

/Oh, I edited the lawyer's name and location for shits and giggles...


That's beautiful

Jdiggity Dee
07-30-2006, 12:09 PM
That's an amusing urban legend. Check out Snopes for more info:

http://www.snopes.com/crime/clever/cigarson.asp

nate
07-30-2006, 12:19 PM
Damn, I was beaten to the snopes link! Well done JonathanD.

Mr. Irrelevant
07-30-2006, 06:30 PM
You see, before I even read the snopes link, I had a feeling there was something fishy here... The whole thing about being arrested for arson raised a huge red flag.

If this were a true story, the insurance company would have gone after the person for insurance fraud, if for anything else. For delibrately damaging the insured property with the full intention of getting an award.

Also, a real judge wouldn't let it go that far by simply awarding the settlement to the claimant. The judge would have already determined that the claim was a made fraudulently and thown the case out.

Dr. P
07-30-2006, 08:15 PM
Well, it was nice while I believed it...

TheWagesofSin
07-30-2006, 08:28 PM
/Oh, I edited the lawyer's name and location for shits and giggles...

Nice try, sunshine.